Business Insurance Products

Standard Insurance Products

Through our direct contracts with a number of "A" rated insurance carriers, we can offer some of the broadest coverages available in the industry to meet the needs of the vast majority of our diverse client base. These include commercial property, including equipment breakdown coverage, and commercial general liability with coverage extensions specifically tailored to the particular clients needs, whether they are manufacturers, contractors or retail or wholesale stores, etc. We also have available individualized specific equipment policies, commercial automobile, workers compensation, including participating dividend programs, employee dishonesty including ERISA coverage, and excess/umbrella liability.

Specialty Insurance Coverage

Some clients have a need for more specialized coverages. Through both our directly contracted and brokerage agreements, we currently write Directors and Officers Liability, Fiduciary Liability, Employment Practices Liability, Medical/Dental Professional, Public Officials Liability, Police Professional Liability, Contractors Errors and Omissions, and Real Estate Errors and Omissions.

Bonding

We can write your contract bonds, large or small. We also have markets for fidelity and surety bonds.

Risk Management Services

We offer contract review, marketing, and policy review and interpretation.

Personal Protection

Auto-Home-Life-IRA-Retirement

Want to compare auto or homeowners rates? We can do that for you. Our trained staff will work with you to find the coverage and price that suits your needs and your budget. We offer personalized service to all of our customers.

If you want information on IRA's, annuities, financial and retirement planning, disability insurance, or any other individual or family insurance, please do not hesitate to call our office. We have a variety of products available.

Group and Individual Products
Group Medical Coverage

Our customers value the relationship Wagner Giblin Insurance Agency has with their organizations and their employees. They have come to rely on our outstanding team work and service standards. In our group health department, we work with Highmark Blue Cross Blue Shield, Health America/Health Assurance, United Health Care and UPMC to name a few of our recognized carriers. These carriers offer HMO, EPO, POS and PPO products that fit the fast paced needs of our employer group customers.

We work with consumer directed plans and can implement and service a MERP, HRA or HSA funding arrangement.

We can provide COBRA administration and work directly with your staff for enrollment/termination processing.

Our team will provide education to your employees on their benefit package. We work with your management team to assure that your account is out to bid competitively once per year.

We specialize in contributory and voluntary benefits such as MetLife and AFLAC. This would include life insurance protection, short and long term disability, dental and vision. We offer these benefits direct or through the Manufacturers' Association of Northwestern Pennsylvania.

Individual Medical Coverage

We offer individual medical coverage for a variety of age groups including singles, families, student coverage and the senior market. We work with reputable companies such as Highmark Blue Cross and Blue Shield, HealthAmerica One and Assurant Health for these products.

We work with Mutual of Omaha and Humana to offer our Medicare senior products.

There are many product lines such as HMO, EPO, POS and PPO to fit our individual customers' needs. We offer Medicare advantage plans including private fee for service plans as well as Medicare part D prescription drug coverage to our Medicare customers.

We are anxious to work with you to assist in making the right choice for your continued health plan coverage. You can count on us!